Core Services
Collateral Defect Identification
We conduct detailed file-level reviews to surface documentation gaps, inconsistencies, and compliance risks before they become deal-stoppers. Every file is audited against a structured process built from years of hands-on experience in the distressed mortgage space.
Note Endorsements
Missing or improper note endorsements can render a loan unenforceable and block secondary market execution. We identify endorsement deficiencies and coordinate the corrective process to restore the integrity of the note.
Allonges
When a note lacks sufficient space for additional endorsements, a properly prepared allonge is required. We draft, review, and process allonges to ensure they meet legal requirements and are permanently affixed in accordance with applicable standards.
Assignment of Mortgage Chain Repair
A broken chain of assignment is one of the most common and consequential defects in distressed loan portfolios. We trace, identify, and cure gaps in the assignment chain, coordinating with the appropriate parties to reestablish a clear and unbroken record of title transfer.
Lost Note Affidavits
When an original note cannot be located, a properly executed lost note affidavit is critical to preserving enforceability. We manage the preparation and execution process, ensuring the affidavit meets jurisdictional requirements and is positioned correctly within the collateral file.
Exception Reports
We deliver structured exception reports that give you a clear, file-by-file picture of outstanding defects, their severity, and recommended resolution paths. Built for portfolio managers and asset managers who need actionable data, not just a list of problems.
Custodial Coordination
When collateral is held by a third-party custodian, coordination is often the difference between a timely resolution and a prolonged delay. We interface directly with custodians on your behalf, managing document requests, tracking receipt, and ensuring your files move efficiently through the process.
Document Delivery
Once collateral has been reviewed, audited, and remediated, we handle secure packaging and delivery to your designated destination, whether that's a custodian, counterparty, or internal team. Every shipment is tracked and confirmed, so you always know where your documents are.
Collateral File Certification
Formal certification confirming that collateral files have been reviewed and remediated in accordance with applicable standards. Provides a clear signal of quality and transaction readiness.
